Latest Rates

Latest Rates LTD Co Purchase by property type

Maximum loan vs Minimum Fee

Property: SSCTax Band: LTDClient:Purchase
Value: £325,000Rent: £1,000LTV:75%
Single Self Contained / SSC
Holiday – rent based
House of Multiple Occupation / HMO
Mult Unit Freehold Block / MUFB
HMO 7-10 bed
MUFB 7-10 bed
LenderSSC: Top 5 Lenders with Highest Loan20/09/2026
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
CHL MortgagesCHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee (LTD/SPV CO.) Limited Edition£174,545£12,2182.95%75%£399.05£765.56
Molo FinanceAXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Ltd Co SPV£174,545£11,3453.24%75%£440.64£794.44
Paragon Banking Group PLCGREEN AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee SSC £500 Cashback£174,545£8,7273.40%75%£469.82£821.26
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee SPV LTD Company (VIDA 36)£174,545£8,7273.47%75%£479.49£827.46
Zephyr HomeloansAXM BTL Purchase / Remort 2 Y Fix 7% Fee LTD Co SPV EPC A-E£174,545£12,2183.19%65%£431.52£785.91
5 YEAR FIXEDSSC: Top 5 Lenders with Highest Loan
Aldermore MortgagesAXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property Purchase£206,897£14,4834.64%75%£744.00£1,084.85
Moda MortgagesPrime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee LTD Co. SPV Limited Edition£202,532£14,1774.74%75%£744.00£1,072.76
Rely MortgagesAXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee Free Val Limited Edition£202,105£10,1054.75%65%£760.00£1,094.63
Paragon Banking Group PLCGREEN AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee SSC £1000 Cashback£200,000£10,0004.80%75%£760.00£1,088.69
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company (VIDA 36)£199,170£13,9424.82%75%£744.00£1,063.49
20/09/2026Source: axessmax.com
LenderSSC: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
Darlington BSAXM BTL Purchase / Remort 2 Y Fix Ltd Co SPV £999 Fee Specialist£115,529£9995.99%80%£571.70£737.22
Family Building Society (NCBS)AXM BTL SPV LTD Company 2 Y Tracker 1% Fee Purchase£124,837£1,2485.39%75%£555.12£750.85
Melton Building SocietyAXM BTL Purchase / Remort 2 Y Discounted 1% Fee Ltd Co SPV£129,730£1,2975.40%75%£577.95£781.04
Chorley BSINTM AXM BTL Purchase / Remort 2 Y Discount £1499 Fee Investment Ltd Company SPV £500 Cashback£126,816£1,4995.57%80%£581.68£774.81
Leeds BSINTM AXM BTL Purchase / Remort 2 Y Fix £1499 Fee Ltd Co SPV£132,780£1,4995.23%75%£572.17£785.15
5 YEAR FIXEDSSC: Top 5 Lenders with lowest Fees
Darlington BSAXM BTL Purchase / Remort 5 Y Fix Ltd Co SPV £999 Fee Specialist£132,057£9995.99%80%£654.20£843.61
Leek Building SocietyAXM BTL Purchase / Remort 5 Y Fix £1495 Fee Ltd Co SPV£131,868£1,4955.74%75%£623.62£819.40
Leeds BSINTM AXM BTL Purchase / Remort 5 Y Fix £1499 Fee Ltd Co SPV£168,126£1,4995.21%75%£723.44£994.58
Family Building Society (NCBS)AXM BTL SPV LTD Company 5 Y Fix 1% Fee Purchase£150,235£1,5026.39%75%£792.00£994.05
Melton Building SocietyAXM BTL Purchase / Remort 5 Y Fix 1% Fee Ltd Co SPV£171,429£1,7145.60%75%£792.00£1,052.35
20/09/2026Source: axessmax.com
LenderHMO: Top 5 Lenders with Highest Loan 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
CHL MortgagesCHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition£174,545£12,2183.05%75%£412.58£774.00
Molo FinanceAXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV£174,545£11,3453.34%75%£454.24£803.08
Rely MortgagesAXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition£174,545£8,7273.69%65%£509.89£847.12
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36)£170,515£8,5263.63%75%£490.02£822.29
Moda MortgagesPrime AXM BTL / Purchase / Remort 2 Y Fix 5.5% Fee HMO and MUFB LTD Co. SPV£167,247£9,1993.74%65%£492.59£811.72
5 YEAR FIXEDHMO: Top 5 Lenders with Highest Loan
Moda MortgagesPrime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition£198,347£13,8844.84%75%£744.00£1,061.23
Rely MortgagesAXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition£193,939£9,6974.95%65%£760.00£1,071.70
Aldermore MortgagesAXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase£192,709£13,4904.79%75%£715.38£1,025.89
Kensington MortgagesAXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV£192,000£9,6004.94%75%£750.88£1,059.93
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36)£189,349£13,2545.07%75%£744.00£1,036.63
20/09/2026Source: axessmax.com
LenderHMO: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
Family Building Society (NCBS)AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase£124,837£1,2486.64%75%£683.86£845.33
The Mortgage WorksINTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO£105,657£3,1704.49%75%£383.47£569.08
Pepper MoneyAXM BTL Purchase / Remort Purchase 2 Y Fix 4% Fee HMO EPC A-E LTD / SPV Co £350 Cashback£83,624£3,3454.74%70%£317.10£457.22
Saffron BSINTM AXM BTL Purchase / Remort 2 Y Discount 3% Fee Ltd Co SPV HMO Purchase / Remo£121,673£3,6505.89%75%£579.30£752.51
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV£129,032£3,8715.44%75%£567.40£764.12
5 YEAR FIXEDHMO: Top 5 Lenders with lowest Fees
Family Building Society (NCBS)AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase£145,675£1,4576.59%75%£792.00£981.90
The Mortgage WorksINTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO£131,363£3,9415.22%75%£554.29£761.32
Fleet MortgagesEPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback£171,257£5,1385.39%75%£746.15£1,009.24
Saffron BSINTM AXM BTL Purchase / Remort 5 Y Fix 3% Fee Ltd Co SPV HMO Purchase / Remo£172,352£5,1715.57%75%£776.00£1,033.64
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV£156,352£6,2546.14%75%£768.00£979.97
20/09/2026Source: axessmax.com
LenderHMO 7-10 bed: Top 5 Lenders with Highest Loan 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
CHL MortgagesCHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition£174,545£12,2183.05%75%£412.58£774.00
Molo FinanceAXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV£174,545£11,3453.34%75%£454.24£803.08
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36)£170,515£8,5263.63%75%£490.02£822.29
Paragon Banking Group PLCAXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee HMO / MUB £500 Cashback£166,320£8,3163.55%75%£467.43£795.25
KeystoneAXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s£161,616£11,3133.94%70%£493.49£788.38
5 YEAR FIXEDHMO 7-10 bed: Top 5 Lenders with Highest Loan 
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36)£189,349£13,2545.07%75%£744.00£1,036.63
CHL MortgagesCHL 1 AXM BTL Purchase / Remort 5 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition£187,867£13,1515.11%75%£744.00£1,032.60
Molo FinanceAXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV£187,500£13,1255.12%75%£744.00£1,031.61
West One LoansAXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV£186,770£18,6585.14%65%£720.08£996.53
Paragon Banking Group PLCAXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee HMO / MUB £1000 Cashback£184,615£9,2314.95%75%£723.46£1,020.18
20/09/2026Source: axessmax.com
LenderHMO 7-10 bed: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
The Mortgage WorksINTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO£105,657£3,1704.49%75%£383.47£569.08
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV£129,032£3,8715.44%75%£567.40£764.12
MT FinanceAXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY£109,714£5,4864.79%75%£416.05£596.63
LandbayAXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Small HMO/MUFB (LTD / SPV/LLP)£139,332£6,9674.89%75%£539.39£765.34
Rely MortgagesAXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition£150,470£7,5243.69%65%£439.56£730.27
5 YEAR FIXEDHMO 7-10 bed: Top 5 Lenders with lowest Fees 
The Mortgage WorksINTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO£131,363£3,9415.22%75%£554.29£761.32
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV£156,352£6,2546.14%75%£768.00£979.97
United Trust BankSpecialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB£160,267£8,0135.99%75%£760.00£980.04
Rely MortgagesAXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition£167,189£8,3594.95%65%£655.17£923.88
MT FinanceTier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition£171,735£8,5875.59%75%£760.00£1,010.66
20/09/2026Source: axessmax.com
LenderMUFB: Top 5 Lenders with Highest Loan 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
CHL MortgagesCHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition£174,545£12,2183.05%75%£412.58£774.00
Molo FinanceAXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV£174,545£11,3453.34%75%£454.24£803.08
Rely MortgagesAXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition£174,545£8,7273.69%65%£509.89£847.12
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36)£170,515£8,5263.63%75%£490.02£822.29
Moda MortgagesPrime AXM BTL / Purchase / Remort 2 Y Fix 5.5% Fee HMO and MUFB LTD Co. SPV£167,247£9,1993.74%65%£492.59£811.72
5 YEAR FIXEDMUFB: Top 5 Lenders with Highest Loan
Moda MortgagesPrime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition£198,347£13,8844.84%75%£744.00£1,061.23
Rely MortgagesAXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition£193,939£9,6974.95%65%£760.00£1,071.70
Aldermore MortgagesAXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase£192,709£13,4904.79%75%£715.38£1,025.89
Kensington MortgagesAXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV£192,000£9,6004.94%75%£750.88£1,059.93
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36)£189,349£13,2545.07%75%£744.00£1,036.63
20/09/2026Source: axessmax.com
LenderMUFB: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
Family Building Society (NCBS)AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase£124,837£1,2486.64%75%£683.86£845.33
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV£129,032£3,8715.44%75%£567.40£764.12
Fleet MortgagesEPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback£133,973£4,0194.89%75%£529.56£751.39
MT FinanceAXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY£109,714£5,4864.79%75%£416.05£596.63
LandbayAXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Small HMO/MUFB (LTD / SPV/LLP)£139,332£6,9674.89%75%£539.39£765.34
5 YEAR FIXEDMUFB: Top 5 Lenders with lowest Fees
Family Building Society (NCBS)AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase£145,675£1,4576.59%75%£792.00£981.90
Fleet MortgagesEPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback£171,257£5,1385.39%75%£746.15£1,009.24
Foundation Home LoansAXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV£156,352£6,2546.14%75%£768.00£979.97
United Trust BankSpecialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB£160,267£8,0135.99%75%£760.00£980.04
Metro BankAXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO (SPV LTD Company)£171,735£8,5875.59%75%£760.00£1,010.66
20/09/2026Source: axessmax.com
LenderHoliday – rent based: Top 5 Lenders with Highest Loan 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
West One LoansAXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let£160,000£11,2004.34%65%£538.16£813.62
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£143,498£1,5005.19%75%£614.14£845.90
LandbayAXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)£143,498£7,1754.69%75%£532.80£772.50
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)£129,380£2,5885.42%75%£572.68£772.57
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO£125,654£6,2835.64%75%£561.05£743.06
5 YEAR FIXEDHoliday – rent based: Top 5 Lenders with Highest Loan
West One LoansAXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let£179,775£17,9605.34%65%£720.08£978.29
The Mortgage LenderAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co£174,863£8,7435.49%75%£760.00£1,019.13
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)£165,803£8,2905.79%75%£760.00£994.74
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)£158,678£3,1746.05%75%£784.00£1,006.67
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO£155,089£7,7546.19%75%£760.00£966.46
20/09/2026Source: axessmax.com
LenderHoliday – rent based: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductMax Loan with FeeFee <5Y/£Pay RateLTVInterest OnlyCapital Repay
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£143,498£1,5005.19%75%£614.14£845.90
Foundation Home LoansAXM BTL Purchase / Remort-F2 Holiday Let 2 Y Fix 2% Fee LTD/SPV£115,108£2,3026.34%75%£595.99£750.43
The Mortgage LenderAXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co£119,403£2,3886.04%75%£588.98£756.79
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)£129,380£2,5885.42%75%£572.68£772.57
KeystoneAXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s£117,216£5,8616.19%65%£574.41£730.45
5 YEAR FIXEDHoliday – rent based: Top 5 Lenders with lowest Fees
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)£158,678£3,1746.05%75%£784.00£1,006.67
Foundation Home LoansAXM BTL Purchase / Remort-F2 Holiday Let 5 Y Fix £4995 Fee LTD/SPV£149,068£4,9956.44%75%£773.19£967.40
KeystoneAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s£143,498£7,1756.69%75%£760.00£936.71
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO£155,089£7,7546.19%75%£760.00£966.46
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)£165,803£8,2905.79%75%£760.00£994.74
20/09/2026Source: axessmax.com

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