Latest Rates LTD Co Purchase by property type
Maximum loan vs Minimum Fee
| Property: | SSC | Tax Band: | LTD | Client: | Purchase | |
| Value: | £325,000 | Rent: | £1,000 | LTV: | 75% | |
| Single Self Contained / SSC |
| Holiday – rent based |
| House of Multiple Occupation / HMO |
| Mult Unit Freehold Block / MUFB |
| HMO 7-10 bed |
| MUFB 7-10 bed |
| 27/10/2026 | SSC: Top 5 Lenders with Highest Loan | ||||
| 2 YEAR FIXED | Product | Fee /£ | Pay Rate | LTV | |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee (LTD/SPV CO.) Limited Edition | 7.00% | 3.60% | 75% | |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Ltd Co SPV | 6.5% | 3.66% | 75% | |
| Kensington Mortgages | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Prime Ltd Co SPV | 5% | 3.69% | 75% | |
| Paragon Banking Group PLC | GREEN AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee SSC £500 Cashback | 5% | 3.75% | 75% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee SPV LTD Company (VIDA 36) | 5% | 3.87% | 75% | |
| Average: | 3.71% | ||||
| 5 YEAR FIXED | Product | Fee /£ | Pay Rate | LTV | |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property Purchase | 7% | 4.99% | 75% | |
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Ltd Co SPV Prime | 5% | 4.99% | 75% | |
| Metro Bank | AXM BTL Purchase / Remort 5 Y Fix 5% Fee (SPV LTD Company) | 5% | 5.09% | 75% | |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee LTD Co. SPV Limited Edition | 7% | 5.14% | 75% | |
| The Mortgage Lender | Limited Edition AXM BTL Purchase / Remort 5 Y Fix 5% Fee SPV Ltd Co | 5% | 5.14% | 75% | |
| Average: | 5.07% | ||||
| 27/10/2026 | SSC: Top 5 Lenders with lowest Fees | ||||
| 2 YEAR FIXED | Product | Fee /£ | Pay Rate | LTV | |
| Darlington BS | AXM BTL Purchase / Remort 2 Y Fix Ltd Co SPV £999 Fee Specialist | £999 | 6.14% | 80% | |
| Chorley BS | INTM AXM BTL Purchase / Remort 2 Y Discount £1499 Fee Investment Ltd Company SPV £500 Cashback | £1499 | 4.99% | 70% | |
| Leeds BS | INTM AXM BTL Purchase / Remort 2 Y Fix £1499 Fee Ltd Co SPV | £1499 | 5.46% | 75% | |
| Buckinghamshire BS | AXM BTL Purchase / Remort 3 Y Fix £1500 Fee Portfolio LTD Co SPV | £1500 | 6.89% | 75% | |
| Leek Building Society | AXM BTL Purchase / Remort 2 Y Discount £1995 Fee Green Ltd Co SPV £400 Cashback | £1995 | 5.00% | 75% | |
| Average: | 5.70% | ||||
| 5 YEAR FIXED | Product | Fee /£ | Pay Rate | LTV | |
| Cambridge BS | AXM BTL LTD Co SPV 5 Y Fix £999 Fee Purchase | £999 | 6.28% | 80% | |
| Darlington BS | AXM BTL Purchase / Remort 5 Y Fix Ltd Co SPV £999 Fee Specialist | £999 | 6.14% | 80% | |
| Leek Building Society | AXM BTL Purchase / Remort 5 Y Fix £1495 Fee Ltd Co SPV | £1495 | 5.68% | 75% | |
| Leeds BS | INTM AXM BTL Purchase / Remort 5 Y Fix £1499 Fee Ltd Co SPV | £1499 | 5.52% | 75% | |
| Saffron BS | INTM Expat AXM BTL Purchase / Remort 5 Y Fix £2500 Fee Ltd Co SPV Purchase / Remo | £2500 | 6.37% | 75% | |
| Average: | 6.00% | ||||
| 27/10/2026 | HMO: Top 5 Lenders with Highest Loan | ||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | 6.5% | 3.66% | 75.00% | |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | 7.00% | 3.70% | 75.00% | |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | 7% | 3.94% | 70.00% | |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | 7% | 3.94% | 65.00% | |
| Kensington Mortgages | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | 5% | 4.11% | 75.00% | |
| Average: | 3.87% | ||||
| 5 YEAR FIXED | |||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | 5% | 5.09% | 75.00% | |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | 7% | 5.24% | 75.00% | |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | 7% | 5.14% | 75.00% | |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | 7% | 5.38% | 75.00% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | 7% | 5.42% | 75.00% | |
| Average: | 5.25% | ||||
| 27/10/2026 | HMO: Top 5 Lenders with lowest Fees | ||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | 1% | 6.64% | 75.00% | |
| Quantum Mortgages | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.05% Fee HMO/MUFB <7 Units LTD / SPV COMPANY | 3.05% | 6.54% | 65.00% | |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | 3% | 4.49% | 75.00% | |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | 3.00% | 5.09% | 75.00% | |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | 3.00% | 4.39% | 75.00% | |
| Average: | 5.43% | ||||
| 5 YEAR FIXED | |||||
| Saffron BS | INTM AXM BTL Purchase / Remort 5 Y Fix £2500 Fee Ltd Co SPV HMO Purchase / Remo | £2500 | 6.37% | 75.00% | |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | 1% | 6.59% | 75.00% | |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | 3% | 5.22% | 75.00% | |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | 3.00% | 5.59% | 75.00% | |
| Quantum Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5.25% Fee HMO/MUFB <7 Units LTD / SPV COMPANY Limited Edition | 5.25% | 6.09% | 75.00% | |
| Average: | 5.97% | ||||
| 27/10/2026 | HMO 7-10 bed: Top 5 Lenders with Highest Loan | ||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | 6.5% | 3.66% | 75% | |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | 7.00% | 3.70% | 75% | |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | 7% | 3.94% | 70% | |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | 7% | 3.94% | 65% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | 5% | 4.13% | 75% | |
| Average: | 3.87% | ||||
| 5 YEAR FIXED | |||||
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | 7% | 5.38% | 75% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | 7% | 5.42% | 75% | |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | 5.00% | 5.49% | 75% | |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 5 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | 7.00% | 5.51% | 75% | |
| Keystone | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | 7% | 5.64% | 75% | |
| Average: | 5.49% | ||||
| HMO 7-10 bed: Top 5 Lenders with lowest Fees | |||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Quantum Mortgages | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.05% Fee HMO/MUFB <7 Units LTD / SPV COMPANY | 3.05% | 6.54% | 65% | |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | 3% | 4.49% | 75% | |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | 3.00% | 4.39% | 75% | |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | 5% | 5.05% | 75% | |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 2 Y Fix 5% Fee LTD Co. SPV HMO/MUB | 5% | 4.34% | 65% | |
| Average: | 4.96% | ||||
| 5 YEAR FIXED | |||||
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | 3% | 5.22% | 75% | |
| Quantum Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5.25% Fee HMO/MUFB <7 Units LTD / SPV COMPANY Limited Edition | 5.25% | 6.09% | 75% | |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | 5% | 6.29% | 75% | |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | 5% | 5.99% | 75% | |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee HMO / MUB £1000 Cashback | 5% | 5.45% | 75% | |
| Average: | 5.81% | ||||
| 27/10/2026 | MUFB: Top 5 Lenders with Highest Loan | ||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | 6.5% | 3.66% | 75% | |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | 7.00% | 3.70% | 75% | |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | 7% | 3.94% | 70% | |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | 7% | 3.94% | 65% | |
| Kensington Mortgages | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | 5% | 4.11% | 75% | |
| Average: | 3.87% | ||||
| 5 YEAR FIXED | |||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | 5% | 5.09% | 75% | |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | 7% | 5.24% | 75% | |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | 7% | 5.14% | 75% | |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | 7% | 5.38% | 75% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | 7% | 5.42% | 75% | |
| Average: | 5.25% | ||||
| MUFB: Top 5 Lenders with lowest Fees | |||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | 1% | 6.64% | 75% | |
| Quantum Mortgages | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.05% Fee HMO/MUFB <7 Units LTD / SPV COMPANY | 3.05% | 6.54% | 65% | |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | 3.00% | 5.09% | 75% | |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | 3.00% | 4.39% | 75% | |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | 5% | 5.05% | 75% | |
| Average: | 5.54% | ||||
| 5 YEAR FIXED | |||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | 1% | 6.59% | 75% | |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | 3.00% | 5.59% | 75% | |
| Quantum Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5.25% Fee HMO/MUFB <7 Units LTD / SPV COMPANY Limited Edition | 5.25% | 6.09% | 75% | |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | 5% | 6.29% | 75% | |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | 5% | 5.99% | 75% | |
| Average: | 6.11% | ||||
| 27/10/2026 | Holiday – rent based: Top 5 Lenders with Highest Loan | ||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | 7% | 3.94% | 65% | |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £1500 | 5.19% | 75% | |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | 5.00% | 5.04% | 75% | |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | 5.00% | 5.64% | 75% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | 2% | 5.77% | 75% | |
| Average: | 5.12% | ||||
| 5 YEAR FIXED | |||||
| The Mortgage Lender | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co | 5% | 5.49% | 75% | |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | 5.00% | 6.19% | 75% | |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | 5.00% | 6.19% | 75% | |
| Cambridge BS | AXM BTL LTD Co SPV 5 Y Fix £999 Fee Holiday Let Purchase | £999 | 6.38% | 80% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | 2% | 6.45% | 75% | |
| Average: | 6.14% | ||||
| Holiday – rent based: Top 5 Lenders with lowest Fees | |||||
| 2 YEAR FIXED | Product | Pay Rate | LTV | ||
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £1500 | 5.19% | 75% | |
| The Mortgage Lender | AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co | 2% | 6.04% | 75% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | 2% | 5.77% | 75% | |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s | 5% | 6.04% | 65% | |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | 5.00% | 5.64% | 75% | |
| Average: | 5.74% | ||||
| 5 YEAR FIXED | |||||
| Cambridge BS | AXM BTL LTD Co SPV 5 Y Fix £999 Fee Holiday Let Purchase | £999 | 6.38% | 80% | |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | 2% | 6.45% | 75% | |
| Keystone | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s | 5% | 6.64% | 75% | |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | 5.00% | 6.19% | 75% | |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | 5.00% | 6.19% | 75% | |
| Average: | £0 | 6.37% | |||
| 12/10/2026 | SSC: Top 5 Lenders with Highest Loan | Source: axessmax.com | |||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Zephyr Homeloans | AXM BTL Purchase / Remort 2 Y Fix 7% Fee LTD Co SPV EPC A-E | £171,735 | £12,021 | 3.59% | 65% | £477.81 | £807.29 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee (LTD/SPV CO.) Limited Edition | £171,429 | £12,000 | 3.60% | 75% | £478.29 | £806.71 |
| Kensington Mortgages | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Prime Ltd Co SPV | £170,213 | £8,511 | 3.64% | 75% | £490.50 | £821.71 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Ltd Co SPV | £169,611 | £11,025 | 3.66% | 75% | £483.69 | £807.60 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee SPV LTD Company (VIDA 36) | £167,832 | £8,392 | 3.72% | 75% | £494.27 | £817.13 |
| Average Top 5: | £170,164 | £10,390 | 3.64% | ||||
| 5 YEAR FIXED | |||||||
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property Purchase | £192,385 | £13,467 | 4.99% | 75% | £744.00 | £1,044.89 |
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Ltd Co SPV Prime | £192,000 | £9,600 | 4.89% | 75% | £743.28 | £1,054.64 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee LTD Co. SPV Limited Edition | £190,476 | £13,333 | 5.04% | 75% | £744.00 | £1,039.69 |
| The Mortgage Lender | Limited Edition AXM BTL Purchase / Remort 5 Y Fix 5% Fee SPV Ltd Co | £190,476 | £9,524 | 5.04% | 75% | £760.00 | £1,062.05 |
| Metro Bank | AXM BTL Purchase / Remort 5 Y Fix 5% Fee (SPV LTD Company) | £188,605 | £9,430 | 5.09% | 75% | £760.00 | £1,056.86 |
| Average Top 5: | £190,788 | £11,071 | 5.01% | ||||
| 12/10/2026 | SSC: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Darlington BS | AXM BTL Purchase / Remort 2 Y Fix Ltd Co SPV £999 Fee Specialist | £113,400 | £999 | 6.14% | 80% | £575.12 | £733.85 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 2 Y Tracker 1% Fee Purchase | £124,837 | £1,248 | 5.39% | 75% | £555.12 | £750.85 |
| Melton Building Society | AXM BTL Purchase / Remort 2 Y Discounted 1% Fee Ltd Co SPV | £129,730 | £1,297 | 5.65% | 75% | £604.70 | £800.23 |
| Chorley BS | INTM AXM BTL Purchase / Remort 2 Y Discount £1499 Fee Investment Ltd Company SPV £500 Cashback | £137,339 | £1,499 | 4.99% | 70% | £564.87 | £793.32 |
| Leeds BS | INTM AXM BTL Purchase / Remort 2 Y Fix £1499 Fee Ltd Co SPV | £128,000 | £1,499 | 5.50% | 75% | £579.80 | £776.83 |
| Average Top 5: | £126,661 | £1,309 | 5.53% | ||||
| 5 YEAR FIXED | |||||||
| Darlington BS | AXM BTL Purchase / Remort 5 Y Fix Ltd Co SPV £999 Fee Specialist | £129,282 | £999 | 6.14% | 80% | £656.38 | £837.55 |
| Leek Building Society | AXM BTL Purchase / Remort 5 Y Fix £1495 Fee Ltd Co SPV | £131,868 | £1,495 | 5.68% | 75% | £617.10 | £814.68 |
| Leeds BS | INTM AXM BTL Purchase / Remort 5 Y Fix £1499 Fee Ltd Co SPV | £158,155 | £1,499 | 5.57% | 75% | £727.14 | £968.56 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 5 Y Fix 1% Fee Purchase | £150,235 | £1,502 | 6.39% | 75% | £792.00 | £994.05 |
| Melton Building Society | AXM BTL Purchase / Remort 5 Y Fix 1% Fee Ltd Co SPV | £161,345 | £1,613 | 5.95% | 75% | £792.00 | £1,024.27 |
| Average Top 5: | £146,177 | £1,422 | 5.95% | ||||
| 12/10/2026 | HMO: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £168,126 | £10,928 | 3.71% | 75% | £486.00 | £804.79 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £160,535 | £8,027 | 3.98% | 75% | £505.82 | £803.31 |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | £160,000 | £11,200 | 4.09% | 65% | £507.16 | £792.83 |
| Average Top 5: | £163,740 | £10,652 | 3.88% | ||||
| 5 YEAR FIXED | |||||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £188,605 | £9,430 | 5.09% | 75% | £760.00 | £1,056.86 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £186,770 | £13,074 | 5.14% | 75% | £744.00 | £1,029.63 |
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | £179,587 | £12,571 | 5.14% | 75% | £715.38 | £990.03 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £178,771 | £12,514 | 5.37% | 75% | £744.00 | £1,008.10 |
| Average Top 5: | £184,101 | £13,250 | 5.18% | ||||
| HMO: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £130,194 | £3,906 | 5.09% | 75% | £535.67 | £744.91 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.99% | 75% | £433.42 | £608.70 |
| Average Top 5: | £124,128 | £3,663 | 5.12% | ||||
| 5 YEAR FIXED | |||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Tracker 1.5% Fee HMO / MUB | £161,943 | £2,429 | 5.70% | 75% | £757.69 | £998.70 |
| Saffron BS | INTM AXM BTL Purchase / Remort 5 Y Fix £2500 Fee Ltd Co SPV HMO Purchase / Remo | £150,706 | £2,500 | 6.37% | 75% | £786.73 | £988.69 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £165,130 | £4,954 | 5.59% | 75% | £746.15 | £992.25 |
| Average Top 5: | £150,964 | £3,056 | 5.89% | ||||
| 12/10/2026 | HMO 7-10 bed: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £168,126 | £10,928 | 3.71% | 75% | £486.00 | £804.79 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £160,535 | £8,027 | 3.98% | 75% | £505.82 | £803.31 |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | £160,000 | £11,200 | 4.09% | 65% | £507.16 | £792.83 |
| Average Top 5: | £163,740 | £10,652 | 3.88% | ||||
| 5 YEAR FIXED | |||||||
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £178,771 | £12,514 | 5.37% | 75% | £744.00 | £1,008.10 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | £176,147 | £12,330 | 5.45% | 75% | £744.00 | £1,001.09 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 5 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £174,229 | £12,196 | 5.51% | 75% | £744.00 | £995.99 |
| Average Top 5: | £178,156 | £12,888 | 5.39% | ||||
| HMO 7-10 bed: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.99% | 75% | £433.42 | £608.70 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 4% Fee HMO / MUB £500 Cashback | £143,113 | £5,725 | 4.45% | 70% | £509.48 | £759.75 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 2 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £151,420 | £7,571 | 4.34% | 65% | £520.25 | £786.55 |
| Average Top 5: | £132,028 | £5,292 | 4.53% | ||||
| 5 YEAR FIXED | |||||||
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Tracker 1.5% Fee HMO / MUB | £161,943 | £2,429 | 5.70% | 75% | £757.69 | £998.70 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £152,623 | £7,631 | 6.29% | 75% | £760.00 | £960.06 |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| Average Top 5: | £156,756 | £6,179 | 5.72% | ||||
| 12/10/2026 | MUFB: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £168,126 | £10,928 | 3.71% | 75% | £486.00 | £804.79 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £160,535 | £8,027 | 3.98% | 75% | £505.82 | £803.31 |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Small | HMO/MUFB | LTD Co SPV | £160,000 | £11,200 | 4.09% | 65% | £507.16 | £792.83 |
| Average Top 5: | £163,740 | £10,652 | 3.88% | ||||
| 5 YEAR FIXED | |||||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £188,605 | £9,430 | 5.09% | 75% | £760.00 | £1,056.86 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £186,770 | £13,074 | 5.14% | 75% | £744.00 | £1,029.63 |
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | £179,587 | £12,571 | 5.14% | 75% | £715.38 | £990.03 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £178,771 | £12,514 | 5.37% | 75% | £744.00 | £1,008.10 |
| Average Top 5: | £184,101 | £13,250 | 5.18% | ||||
| MUFB: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £130,194 | £3,906 | 5.09% | 75% | £535.67 | £744.91 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.99% | 75% | £433.42 | £608.70 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 4% Fee HMO / MUB £500 Cashback | £143,113 | £5,725 | 4.45% | 70% | £509.48 | £759.75 |
| Average Top 5: | £131,619 | £4,174 | 5.11% | ||||
| 5 YEAR FIXED | |||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Tracker 1.5% Fee HMO / MUB | £161,943 | £2,429 | 5.70% | 75% | £757.69 | £998.70 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £165,130 | £4,954 | 5.59% | 75% | £746.15 | £992.25 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £152,623 | £7,631 | 6.29% | 75% | £760.00 | £960.06 |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| Average Top 5: | £157,672 | £4,924 | 6.01% | ||||
| Holiday – rent based: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £160,000 | £11,200 | 4.34% | 65% | £538.16 | £813.62 |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £143,498 | £7,175 | 4.69% | 75% | £532.80 | £772.50 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £125,654 | £6,283 | 5.64% | 75% | £561.05 | £743.06 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £123,552 | £2,471 | 5.77% | 75% | £582.20 | £763.19 |
| Average Top 5: | £139,240 | £5,726 | 5.13% | ||||
| 5 YEAR FIXED | |||||||
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £179,775 | £17,960 | 5.34% | 65% | £720.08 | £978.29 |
| The Mortgage Lender | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £148,837 | £2,977 | 6.45% | 75% | £784.00 | £980.31 |
| Average Top 5: | £164,874 | £9,145 | 5.85% | ||||
| Holiday – rent based: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| The Mortgage Lender | AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co | £119,403 | £2,388 | 6.04% | 75% | £588.98 | £756.79 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £123,552 | £2,471 | 5.77% | 75% | £582.20 | £763.19 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s | £119,403 | £5,970 | 6.04% | 65% | £570.95 | £733.63 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £125,654 | £6,283 | 5.64% | 75% | £561.05 | £743.06 |
| Average Top 5: | £126,302 | £3,722 | 5.74% | ||||
| 5 YEAR FIXED | |||||||
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £148,837 | £2,977 | 6.45% | 75% | £784.00 | £980.31 |
| Keystone | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s | £144,578 | £7,229 | 6.64% | 75% | £760.00 | £939.44 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| The Mortgage Lender | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| Average Top 5: | £157,834 | £6,999 | 6.11% | ||||
5/10/2026
| SSC: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Ltd Co SPV | £174,545 | £11,345 | 3.25% | 75% | £442.00 | £795.30 |
| Zephyr Homeloans | AXM BTL Purchase / Remort 2 Y Fix 7% Fee LTD Co SPV EPC A-E | £171,735 | £12,021 | 3.59% | 65% | £477.81 | £807.29 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee (LTD/SPV CO.) Limited Edition | £171,429 | £12,000 | 3.60% | 75% | £478.29 | £806.71 |
| Paragon Banking Group PLC | GREEN AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee SSC £500 Cashback | £171,429 | £8,571 | 3.60% | 75% | £488.57 | £824.06 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee SPV LTD Company (VIDA 36) | £170,819 | £8,541 | 3.62% | 75% | £489.54 | £822.88 |
| 5 YEAR FIXED | |||||||
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property Purchase | £192,385 | £13,467 | 4.99% | 75% | £744.00 | £1,044.89 |
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Ltd Co SPV Prime | £192,000 | £9,600 | 4.89% | 75% | £743.28 | £1,054.64 |
| Paragon Banking Group PLC | GREEN AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee SSC £1000 Cashback | £192,000 | £9,600 | 5.00% | 75% | £760.00 | £1,066.29 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist Ltd Co SPV | £191,617 | £13,413 | 5.01% | 75% | £744.00 | £1,042.80 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee LTD Co. SPV Limited Edition | £190,476 | £13,333 | 5.04% | 75% | £744.00 | £1,039.69 |
| 05/10/2026 | Source: axessmax.com | ||||||
| SSC: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Darlington BS | AXM BTL Purchase / Remort 2 Y Fix Ltd Co SPV £999 Fee Specialist | £113,400 | £999 | 6.14% | 80% | £575.12 | £733.85 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 2 Y Tracker 1% Fee Purchase | £124,837 | £1,248 | 5.39% | 75% | £555.12 | £750.85 |
| Melton Building Society | AXM BTL Purchase / Remort 2 Y Discounted 1% Fee Ltd Co SPV | £129,730 | £1,297 | 5.40% | 75% | £577.95 | £781.04 |
| Chorley BS | INTM AXM BTL Purchase / Remort 2 Y Discount £1499 Fee Investment Ltd Company SPV £500 Cashback | £137,339 | £1,499 | 4.99% | 70% | £564.87 | £793.32 |
| Leeds BS | INTM AXM BTL Purchase / Remort 2 Y Fix £1499 Fee Ltd Co SPV | £128,000 | £1,499 | 5.50% | 75% | £579.80 | £776.83 |
| 5 YEAR FIXED | |||||||
| Darlington BS | AXM BTL Purchase / Remort 5 Y Fix Ltd Co SPV £999 Fee Specialist | £129,282 | £999 | 6.14% | 80% | £656.38 | £837.55 |
| Leek Building Society | AXM BTL Purchase / Remort 5 Y Fix £1495 Fee Ltd Co SPV | £131,868 | £1,495 | 5.58% | 75% | £606.24 | £806.85 |
| Leeds BS | INTM AXM BTL Purchase / Remort 5 Y Fix £1499 Fee Ltd Co SPV | £158,155 | £1,499 | 5.57% | 75% | £727.14 | £968.56 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 5 Y Fix 1% Fee Purchase | £150,235 | £1,502 | 6.39% | 75% | £792.00 | £994.05 |
| Melton Building Society | AXM BTL Purchase / Remort 5 Y Fix 1% Fee Ltd Co SPV | £171,429 | £1,714 | 5.60% | 75% | £792.00 | £1,052.35 |
| 05/10/2026 | Source: axessmax.com | ||||||
| HMO: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £172,973 | £11,243 | 3.55% | 75% | £478.45 | £814.00 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £163,265 | £8,163 | 3.88% | 75% | £501.50 | £808.44 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee HMO / MUB £500 Cashback | £160,535 | £8,027 | 3.75% | 75% | £476.59 | £784.09 |
| 5 YEAR FIXED | |||||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £192,000 | £9,600 | 4.94% | 75% | £750.88 | £1,059.93 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £186,770 | £13,074 | 5.14% | 75% | £744.00 | £1,029.63 |
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | £182,510 | £12,776 | 5.26% | 75% | £744.00 | £1,018.13 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £180,451 | £12,632 | 5.32% | 75% | £744.00 | £1,012.60 |
| 05/10/2026 | Source: axessmax.com | ||||||
| HMO: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £130,194 | £3,906 | 5.09% | 75% | £535.67 | £744.91 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| 5 YEAR FIXED | |||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| Saffron BS | INTM AXM BTL Purchase / Remort 5 Y Fix £2500 Fee Ltd Co SPV HMO Purchase / Remo | £150,706 | £2,500 | 6.37% | 75% | £786.73 | £988.69 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £165,130 | £4,954 | 5.59% | 75% | £746.15 | £992.25 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £160,267 | £8,013 | 5.99% | 75% | £760.00 | £980.04 |
| 05/10/2026 | Source: axessmax.com | ||||||
| HMO 7-10 bed: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £172,973 | £11,243 | 3.55% | 75% | £478.45 | £814.00 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £163,265 | £8,163 | 3.88% | 75% | £501.50 | £808.44 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee HMO / MUB £500 Cashback | £160,535 | £8,027 | 3.75% | 75% | £476.59 | £784.09 |
| 5 YEAR FIXED | |||||||
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | £182,510 | £12,776 | 5.26% | 75% | £744.00 | £1,018.13 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £180,451 | £12,632 | 5.32% | 75% | £744.00 | £1,012.60 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £179,775 | £8,989 | 5.34% | 75% | £760.00 | £1,032.52 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee HMO / MUB £1000 Cashback | £179,238 | £8,962 | 5.15% | 75% | £730.77 | £1,010.36 |
| 05/10/2026 | Source: axessmax.com | ||||||
| HMO 7-10 bed: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.99% | 75% | £433.42 | £608.70 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 2 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £158,940 | £7,947 | 4.04% | 65% | £508.34 | £800.34 |
| 5 YEAR FIXED | |||||||
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £160,267 | £8,013 | 5.99% | 75% | £760.00 | £980.04 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Green ABC+ EPC A-C HMO 5 Y Fix 5% Fee LTD/SPV £500 Cashback | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee HMO / MUB £1000 Cashback | £179,238 | £8,962 | 5.15% | 75% | £730.77 | £1,010.36 |
| 05/10/2026 | Source: axessmax.com | ||||||
| MUFB: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £172,973 | £11,243 | 3.55% | 75% | £478.45 | £814.00 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £168,421 | £11,789 | 3.70% | 75% | £482.95 | £801.04 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £163,265 | £8,163 | 3.88% | 75% | £501.50 | £808.44 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee HMO / MUB £500 Cashback | £160,535 | £8,027 | 3.75% | 75% | £476.59 | £784.09 |
| 5 YEAR FIXED | |||||||
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £192,000 | £9,600 | 4.94% | 75% | £750.88 | £1,059.93 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £186,770 | £13,074 | 5.14% | 75% | £744.00 | £1,029.63 |
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | £182,510 | £12,776 | 5.26% | 75% | £744.00 | £1,018.13 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £180,451 | £12,632 | 5.32% | 75% | £744.00 | £1,012.60 |
| 05/10/2026 | Source: axessmax.com | ||||||
| MUFB: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £130,194 | £3,906 | 5.09% | 75% | £535.67 | £744.91 |
| Landbay | AXM BTL Purchase / Remort 2 Y Discount Tracker 3.00% Fee Premier Small HMO/MUFB (LTD / SPV/LLP) | £150,235 | £4,507 | 4.39% | 75% | £533.12 | £800.93 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.99% | 75% | £433.42 | £608.70 |
| 5 YEAR FIXED | |||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £165,130 | £4,954 | 5.59% | 75% | £746.15 | £992.25 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £160,267 | £8,013 | 5.99% | 75% | £760.00 | £980.04 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Green ABC+ EPC A-C HMO 5 Y Fix 5% Fee LTD/SPV £500 Cashback | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | £162,988 | £8,149 | 5.89% | 75% | £760.00 | £987.24 |
| 05/10/2026 | Source: axessmax.com | ||||||
| Holiday – rent based: Top 5 Lenders with Highest Loan | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £160,000 | £11,200 | 4.34% | 65% | £538.16 | £813.62 |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £143,498 | £7,175 | 4.69% | 75% | £532.80 | £772.50 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £125,654 | £6,283 | 5.64% | 75% | £561.05 | £743.06 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £125,163 | £2,503 | 5.67% | 75% | £579.57 | £765.74 |
| 5 YEAR FIXED | |||||||
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £179,775 | £17,960 | 5.34% | 65% | £720.08 | £978.29 |
| The Mortgage Lender | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £151,181 | £3,024 | 6.35% | 75% | £784.00 | £986.53 |
| 05/10/2026 | Source: axessmax.com | ||||||
| Holiday – rent based: Top 5 Lenders with lowest Fees | |||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Holiday Let 2 Y Fix 2% Fee LTD/SPV | £109,840 | £2,197 | 6.74% | 75% | £604.60 | £743.04 |
| The Mortgage Lender | AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co | £119,403 | £2,388 | 6.04% | 75% | £588.98 | £756.79 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £125,163 | £2,503 | 5.67% | 75% | £579.57 | £765.74 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s | £119,403 | £5,970 | 6.04% | 65% | £570.95 | £733.63 |
| 5 YEAR FIXED | |||||||
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Holiday Let 5 Y Fix 2% Fee LTD/SPV | £140,351 | £2,807 | 6.84% | 75% | £784.00 | £958.14 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £151,181 | £3,024 | 6.35% | 75% | £784.00 | £986.53 |
| Keystone | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s | £144,578 | £7,229 | 6.64% | 75% | £760.00 | £939.44 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| 05/10/2026 | Source: axessmax.com | ||||||
20/09/2026
| Lender | SSC: Top 5 Lenders with Highest Loan | 20/09/2026 | |||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee (LTD/SPV CO.) Limited Edition | £174,545 | £12,218 | 2.95% | 75% | £399.05 | £765.56 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Ltd Co SPV | £174,545 | £11,345 | 3.24% | 75% | £440.64 | £794.44 |
| Paragon Banking Group PLC | GREEN AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee SSC £500 Cashback | £174,545 | £8,727 | 3.40% | 75% | £469.82 | £821.26 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee SPV LTD Company (VIDA 36) | £174,545 | £8,727 | 3.47% | 75% | £479.49 | £827.46 |
| Zephyr Homeloans | AXM BTL Purchase / Remort 2 Y Fix 7% Fee LTD Co SPV EPC A-E | £174,545 | £12,218 | 3.19% | 65% | £431.52 | £785.91 |
| 5 YEAR FIXED | SSC: Top 5 Lenders with Highest Loan | ||||||
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property Purchase | £206,897 | £14,483 | 4.64% | 75% | £744.00 | £1,084.85 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee LTD Co. SPV Limited Edition | £202,532 | £14,177 | 4.74% | 75% | £744.00 | £1,072.76 |
| Rely Mortgages | AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee Free Val Limited Edition | £202,105 | £10,105 | 4.75% | 65% | £760.00 | £1,094.63 |
| Paragon Banking Group PLC | GREEN AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee SSC £1000 Cashback | £200,000 | £10,000 | 4.80% | 75% | £760.00 | £1,088.69 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company (VIDA 36) | £199,170 | £13,942 | 4.82% | 75% | £744.00 | £1,063.49 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | SSC: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Darlington BS | AXM BTL Purchase / Remort 2 Y Fix Ltd Co SPV £999 Fee Specialist | £115,529 | £999 | 5.99% | 80% | £571.70 | £737.22 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 2 Y Tracker 1% Fee Purchase | £124,837 | £1,248 | 5.39% | 75% | £555.12 | £750.85 |
| Melton Building Society | AXM BTL Purchase / Remort 2 Y Discounted 1% Fee Ltd Co SPV | £129,730 | £1,297 | 5.40% | 75% | £577.95 | £781.04 |
| Chorley BS | INTM AXM BTL Purchase / Remort 2 Y Discount £1499 Fee Investment Ltd Company SPV £500 Cashback | £126,816 | £1,499 | 5.57% | 80% | £581.68 | £774.81 |
| Leeds BS | INTM AXM BTL Purchase / Remort 2 Y Fix £1499 Fee Ltd Co SPV | £132,780 | £1,499 | 5.23% | 75% | £572.17 | £785.15 |
| 5 YEAR FIXED | SSC: Top 5 Lenders with lowest Fees | ||||||
| Darlington BS | AXM BTL Purchase / Remort 5 Y Fix Ltd Co SPV £999 Fee Specialist | £132,057 | £999 | 5.99% | 80% | £654.20 | £843.61 |
| Leek Building Society | AXM BTL Purchase / Remort 5 Y Fix £1495 Fee Ltd Co SPV | £131,868 | £1,495 | 5.74% | 75% | £623.62 | £819.40 |
| Leeds BS | INTM AXM BTL Purchase / Remort 5 Y Fix £1499 Fee Ltd Co SPV | £168,126 | £1,499 | 5.21% | 75% | £723.44 | £994.58 |
| Family Building Society (NCBS) | AXM BTL SPV LTD Company 5 Y Fix 1% Fee Purchase | £150,235 | £1,502 | 6.39% | 75% | £792.00 | £994.05 |
| Melton Building Society | AXM BTL Purchase / Remort 5 Y Fix 1% Fee Ltd Co SPV | £171,429 | £1,714 | 5.60% | 75% | £792.00 | £1,052.35 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | HMO: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £174,545 | £12,218 | 3.05% | 75% | £412.58 | £774.00 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £174,545 | £11,345 | 3.34% | 75% | £454.24 | £803.08 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition | £174,545 | £8,727 | 3.69% | 65% | £509.89 | £847.12 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £170,515 | £8,526 | 3.63% | 75% | £490.02 | £822.29 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 2 Y Fix 5.5% Fee HMO and MUFB LTD Co. SPV | £167,247 | £9,199 | 3.74% | 65% | £492.59 | £811.72 |
| 5 YEAR FIXED | HMO: Top 5 Lenders with Highest Loan | ||||||
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £198,347 | £13,884 | 4.84% | 75% | £744.00 | £1,061.23 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition | £193,939 | £9,697 | 4.95% | 65% | £760.00 | £1,071.70 |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | £192,709 | £13,490 | 4.79% | 75% | £715.38 | £1,025.89 |
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £192,000 | £9,600 | 4.94% | 75% | £750.88 | £1,059.93 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £189,349 | £13,254 | 5.07% | 75% | £744.00 | £1,036.63 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | HMO: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Pepper Money | AXM BTL Purchase / Remort Purchase 2 Y Fix 4% Fee HMO EPC A-E LTD / SPV Co £350 Cashback | £83,624 | £3,345 | 4.74% | 70% | £317.10 | £457.22 |
| Saffron BS | INTM AXM BTL Purchase / Remort 2 Y Discount 3% Fee Ltd Co SPV HMO Purchase / Remo | £121,673 | £3,650 | 5.89% | 75% | £579.30 | £752.51 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| 5 YEAR FIXED | HMO: Top 5 Lenders with lowest Fees | ||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £171,257 | £5,138 | 5.39% | 75% | £746.15 | £1,009.24 |
| Saffron BS | INTM AXM BTL Purchase / Remort 5 Y Fix 3% Fee Ltd Co SPV HMO Purchase / Remo | £172,352 | £5,171 | 5.57% | 75% | £776.00 | £1,033.64 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV | £156,352 | £6,254 | 6.14% | 75% | £768.00 | £979.97 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | HMO 7-10 bed: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £174,545 | £12,218 | 3.05% | 75% | £412.58 | £774.00 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £174,545 | £11,345 | 3.34% | 75% | £454.24 | £803.08 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £170,515 | £8,526 | 3.63% | 75% | £490.02 | £822.29 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 2 Y Fix 5% Fee HMO / MUB £500 Cashback | £166,320 | £8,316 | 3.55% | 75% | £467.43 | £795.25 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 7% Fee Specialist HMO/Multi-unit LTD / SPV Co’s | £161,616 | £11,313 | 3.94% | 70% | £493.49 | £788.38 |
| 5 YEAR FIXED | HMO 7-10 bed: Top 5 Lenders with Highest Loan | ||||||
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £189,349 | £13,254 | 5.07% | 75% | £744.00 | £1,036.63 |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 5 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £187,867 | £13,151 | 5.11% | 75% | £744.00 | £1,032.60 |
| Molo Finance | AXM BTL Purchase / Remort 5 Y Fix 7% Fee Specialist HMO/MUFB Ltd Co SPV | £187,500 | £13,125 | 5.12% | 75% | £744.00 | £1,031.61 |
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Small | HMO/MUFB | LTD Co SPV | £186,770 | £18,658 | 5.14% | 65% | £720.08 | £996.53 |
| Paragon Banking Group PLC | AXM BTL Purchase / Remort SPV LTD Company 5 Y Fix 5% Fee HMO / MUB £1000 Cashback | £184,615 | £9,231 | 4.95% | 75% | £723.46 | £1,020.18 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | HMO 7-10 bed: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 2 Y Fix 3% Fee HMO | £105,657 | £3,170 | 4.49% | 75% | £383.47 | £569.08 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.79% | 75% | £416.05 | £596.63 |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Small HMO/MUFB (LTD / SPV/LLP) | £139,332 | £6,967 | 4.89% | 75% | £539.39 | £765.34 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition | £150,470 | £7,524 | 3.69% | 65% | £439.56 | £730.27 |
| 5 YEAR FIXED | HMO 7-10 bed: Top 5 Lenders with lowest Fees | ||||||
| The Mortgage Works | INTM AXM BTL Purchase LTD / SPV 5 Y Fix 3% Fee HMO | £131,363 | £3,941 | 5.22% | 75% | £554.29 | £761.32 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV | £156,352 | £6,254 | 6.14% | 75% | £768.00 | £979.97 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £160,267 | £8,013 | 5.99% | 75% | £760.00 | £980.04 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition | £167,189 | £8,359 | 4.95% | 65% | £655.17 | £923.88 |
| MT Finance | Tier 1 AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO SPV LTD COMPANY Limited Edition | £171,735 | £8,587 | 5.59% | 75% | £760.00 | £1,010.66 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | MUFB: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| CHL Mortgages | CHL 1 AXM BTL Purchase / Remort 2 Y Fix 7.00% Fee Small HMO/MUFB (LTD/SPV CO.) Limited Edition | £174,545 | £12,218 | 3.05% | 75% | £412.58 | £774.00 |
| Molo Finance | AXM BTL Purchase / Remort 2 Y Fix 6.5% Fee Specialist HMO/MUFB Ltd Co SPV | £174,545 | £11,345 | 3.34% | 75% | £454.24 | £803.08 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 2 Y Fix 5% Fee HMO/MUFB (1-6 Units) Limited Edition | £174,545 | £8,727 | 3.69% | 65% | £509.89 | £847.12 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 5% Fee HMO & MUB’s SPV LTD Company (VIDA 36) | £170,515 | £8,526 | 3.63% | 75% | £490.02 | £822.29 |
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 2 Y Fix 5.5% Fee HMO and MUFB LTD Co. SPV | £167,247 | £9,199 | 3.74% | 65% | £492.59 | £811.72 |
| 5 YEAR FIXED | MUFB: Top 5 Lenders with Highest Loan | ||||||
| Moda Mortgages | Prime AXM BTL / Purchase / Remort 5 Y Fix 7% Fee HMO and MUFB LTD Co. SPV Limited Edition | £198,347 | £13,884 | 4.84% | 75% | £744.00 | £1,061.23 |
| Rely Mortgages | AXM BTL Purchase / Remort LTD Company 5 Y Fix 5% Fee HMO/MUFB (7+ Units) Limited Edition | £193,939 | £9,697 | 4.95% | 65% | £760.00 | £1,071.70 |
| Aldermore Mortgages | AXM BTL LTD/SPV COMPANY 5 Y Fix 7% Fee Multi Property HMO Purchase | £192,709 | £13,490 | 4.79% | 75% | £715.38 | £1,025.89 |
| Kensington Mortgages | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Prime HMO/MUFB Ltd Co SPV | £192,000 | £9,600 | 4.94% | 75% | £750.88 | £1,059.93 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 7% Fee SPV LTD Company HMO & MUB’s (VIDA 36) | £189,349 | £13,254 | 5.07% | 75% | £744.00 | £1,036.63 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | MUFB: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 2 Y Fix 1% Fee Purchase | £124,837 | £1,248 | 6.64% | 75% | £683.86 | £845.33 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 2 Y Fix 3% Fee LTD/SPV | £129,032 | £3,871 | 5.44% | 75% | £567.40 | £764.12 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 2 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £133,973 | £4,019 | 4.89% | 75% | £529.56 | £751.39 |
| MT Finance | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Small HMO LTD COMPANY | £109,714 | £5,486 | 4.79% | 75% | £416.05 | £596.63 |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Small HMO/MUFB (LTD / SPV/LLP) | £139,332 | £6,967 | 4.89% | 75% | £539.39 | £765.34 |
| 5 YEAR FIXED | MUFB: Top 5 Lenders with lowest Fees | ||||||
| Family Building Society (NCBS) | AXM BTL HMO SPV LTD Company 5 Y Fix 1% Fee Purchase | £145,675 | £1,457 | 6.59% | 75% | £792.00 | £981.90 |
| Fleet Mortgages | EPC A-C AXM BTL Purchase / Remort 5 Y Fix 3.00% Fee HMO/MUFB SPV LTD Company £1000 Cashback | £171,257 | £5,138 | 5.39% | 75% | £746.15 | £1,009.24 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Large HMO 5 Y Fix 4% Fee LTD/SPV | £156,352 | £6,254 | 6.14% | 75% | £768.00 | £979.97 |
| United Trust Bank | Specialist AXM BTL Purchase / Remort 5 Y Fix 5% Fee LTD Co. SPV HMO/MUB | £160,267 | £8,013 | 5.99% | 75% | £760.00 | £980.04 |
| Metro Bank | AXM BTL Purchase / Remort 5 Y Fix 5% Fee HMO (SPV LTD Company) | £171,735 | £8,587 | 5.59% | 75% | £760.00 | £1,010.66 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | Holiday – rent based: Top 5 Lenders with Highest Loan | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| West One Loans | AXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £160,000 | £11,200 | 4.34% | 65% | £538.16 | £813.62 |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| Landbay | AXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £143,498 | £7,175 | 4.69% | 75% | £532.80 | £772.50 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £129,380 | £2,588 | 5.42% | 75% | £572.68 | £772.57 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £125,654 | £6,283 | 5.64% | 75% | £561.05 | £743.06 |
| 5 YEAR FIXED | Holiday – rent based: Top 5 Lenders with Highest Loan | ||||||
| West One Loans | AXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let | £179,775 | £17,960 | 5.34% | 65% | £720.08 | £978.29 |
| The Mortgage Lender | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co | £174,863 | £8,743 | 5.49% | 75% | £760.00 | £1,019.13 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £158,678 | £3,174 | 6.05% | 75% | £784.00 | £1,006.67 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| 20/09/2026 | Source: axessmax.com | ||||||
| Lender | Holiday – rent based: Top 5 Lenders with lowest Fees | ||||||
| 2 YEAR FIXED | Product | Max Loan with Fee | Fee <5Y/£ | Pay Rate | LTV | Interest Only | Capital Repay |
| Buckinghamshire BS | AXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV | £143,498 | £1,500 | 5.19% | 75% | £614.14 | £845.90 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Holiday Let 2 Y Fix 2% Fee LTD/SPV | £115,108 | £2,302 | 6.34% | 75% | £595.99 | £750.43 |
| The Mortgage Lender | AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co | £119,403 | £2,388 | 6.04% | 75% | £588.98 | £756.79 |
| Vida Homeloans | INTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £129,380 | £2,588 | 5.42% | 75% | £572.68 | £772.57 |
| Keystone | AXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s | £117,216 | £5,861 | 6.19% | 65% | £574.41 | £730.45 |
| 5 YEAR FIXED | Holiday – rent based: Top 5 Lenders with lowest Fees | ||||||
| Vida Homeloans | INTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36) | £158,678 | £3,174 | 6.05% | 75% | £784.00 | £1,006.67 |
| Foundation Home Loans | AXM BTL Purchase / Remort-F2 Holiday Let 5 Y Fix £4995 Fee LTD/SPV | £149,068 | £4,995 | 6.44% | 75% | £773.19 | £967.40 |
| Keystone | AXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s | £143,498 | £7,175 | 6.69% | 75% | £760.00 | £936.71 |
| LendInvest Mortgages | INTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO | £155,089 | £7,754 | 6.19% | 75% | £760.00 | £966.46 |
| Landbay | AXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP) | £165,803 | £8,290 | 5.79% | 75% | £760.00 | £994.74 |
| 20/09/2026 | Source: axessmax.com | ||||||
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